DGICB vs MA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. DGICB offers the higher yield at 2.70%, DGICB has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: DGICB vs MA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Donegal Group Inc. (DGICB) has the higher forward dividend yield at 2.70%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades DGICB's dividend safety A (99/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 30, 2026, DGICB has raised its dividend for 23 consecutive years and MA for 14.
- As of Oct 30, 2026, DGICB pays out 35% of its earnings as dividends and MA pays out 18%.
- As of Oct 30, 2026, DGICB's fair-value estimate is 50% below its share price and MA's fair-value estimate is 24% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "DGICB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/dgicb-vs-ma
| Metric | DGICB | MA |
|---|---|---|
| Forward yield | 2.70% | 0.57% |
| Annual dividend | $0.70 | $3.48 |
| Payout ratio | 35% | 18% |
| Years of growth | 23 yr | 14 yr |
| 5-yr dividend growth | 4.3% | 13.7% |
| 5-yr total return | 96% | 103% |
| Dividend safety score | 99 (A) | 89 (A) |
| Fair value estimate | $11.80 | $483.05 |
| Upside to fair value | -50% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $878.1M | $556.9B |
| P/E ratio | 12.3 | 35.0 |
Higher yield
DGICB
2.70%
Safer dividend
DGICB
Grade A
Faster growth
MA
13.7%
Better value
MA
-24% upside
DGICB vs MA — FAQ
Is DGICB or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). DGICB offers the higher yield (2.70%), while DGICB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, DGICB or MA?
DGICB has the higher forward dividend yield at 2.70%, versus 0.57% for MA.
Is DGICB or MA safer?
DGICB has the higher dividend-safety score (99/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is DGICB or MA better value right now?
As of Oct 30, 2026, MA looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For DGICB, its fair-value estimate is 50% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.