SmarterDividends

FBNC vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, FBNC (First Bancorp) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.68%, FBNC has the higher dividend-safety score, and FBNC trades at the larger discount to fair value (+67%).

MetricFBNCHSBC
Forward yield1.51%3.68%
Annual dividend$0.96$3.75
Payout ratio29%54%
Years of growth1 yr0 yr
5-yr dividend growth4.8%-13.8%
5-yr total return31%239%
Dividend safety score90 (A)72 (B)
Fair value estimate$105.56$138.49
Upside to fair value+67%+36%
Frequencyquarterlyquarterly
Market cap$2.6B$353.2B
P/E ratio19.514.7

Higher yield

HSBC

3.68%

Safer dividend

FBNC

Grade A

Faster growth

FBNC

4.8%

Better value

FBNC

+67% upside

FBNC vs HSBC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.