BAC vs FBNC: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.22%, FBNC has the higher dividend-safety score, and FBNC trades at the larger discount to fair value (+67%).
| Metric | BAC | FBNC |
|---|---|---|
| Forward yield | 2.22% | 1.51% |
| Annual dividend | $1.28 | $0.96 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 4.8% |
| 5-yr total return | 21% | 31% |
| Dividend safety score | 86 (A) | 90 (A) |
| Fair value estimate | $91.91 | $105.56 |
| Upside to fair value | +59% | +67% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $2.6B |
| P/E ratio | 13.4 | 19.5 |
Higher yield
BAC
2.22%
Safer dividend
FBNC
Grade A
Faster growth
BAC
8.4%
Better value
FBNC
+67% upside
BAC vs FBNC — FAQ
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