SmarterDividends

FCNCB vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, FCNCB (First Citizens BancShares, Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HSBC offers the higher yield at 3.74%, FCNCB has the higher dividend-safety score.

MetricFCNCBHSBC
Forward yield0.49%3.74%
Annual dividend$8.40$3.75
Payout ratio4%54%
Years of growth3 yr0 yr
5-yr dividend growth36.6%-13.8%
5-yr total return140%239%
Dividend safety score91 (A)72 (B)
Fair value estimate—$138.49
Upside to fair value—+36%
Frequencyquarterlyquarterly
Market cap$19.3B$343.1B
P/E ratio9.214.3

Higher yield

HSBC

3.74%

Safer dividend

FCNCB

Grade A

Faster growth

FCNCB

36.6%

FCNCB vs HSBC — FAQ

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