BAC vs FCNCB: Which Is the Better Dividend Stock?
As of September 2026, FCNCB (First Citizens BancShares, Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.29%, FCNCB has the higher dividend-safety score.
| Metric | BAC | FCNCB |
|---|---|---|
| Forward yield | 2.29% | 0.49% |
| Annual dividend | $1.28 | $8.40 |
| Payout ratio | 26% | 4% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 36.6% |
| 5-yr total return | 21% | 140% |
| Dividend safety score | 86 (A) | 91 (A) |
| Fair value estimate | $91.91 | — |
| Upside to fair value | +59% | — |
| Frequency | quarterly | quarterly |
| Market cap | $390.9B | $19.3B |
| P/E ratio | 12.9 | 9.2 |
Higher yield
BAC
2.29%
Safer dividend
FCNCB
Grade A
Faster growth
FCNCB
36.6%
BAC vs FCNCB — FAQ
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