FINS vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, FINS and HSBC are closely matched. FINS offers the higher yield at 11.51%, HSBC has the higher dividend-safety score, and FINS trades at the larger discount to fair value (+101%).
| Metric | FINS | HSBC |
|---|---|---|
| Forward yield | 11.51% | 3.74% |
| Annual dividend | $1.38 | $3.75 |
| Payout ratio | 74% | 54% |
| Years of growth | 2 yr | 0 yr |
| 5-yr dividend growth | 1.4% | -13.8% |
| 5-yr total return | -28% | 239% |
| Dividend safety score | 57 (C) | 72 (B) |
| Fair value estimate | $24.60 | $138.49 |
| Upside to fair value | +101% | +36% |
| Frequency | monthly | quarterly |
| Market cap | $397.7M | $343.1B |
| P/E ratio | 7.1 | 14.3 |
Higher yield
FINS
11.51%
Safer dividend
HSBC
Grade B
Faster growth
FINS
1.4%
Better value
FINS
+101% upside
FINS vs HSBC — FAQ
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