Angel Oak Financial Strategies Income Term Trust
FINSFinancial Services · Stock · monthly payer
$12.80
Add to PortfolioForward Yield
10.73%
Annual Dividend
$1.37
Payout Ratio
74%
5-Yr Growth
1.5%
Ex-Date
Jun 16, 2026
Frequency
Monthly
FINS Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is FINS a good dividend stock?
MixedAngel Oak Financial Strategies Income Term Trust (FINS) pays a monthly dividend yielding 10.73% ($1.37/yr), with 2 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2023
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 10.73%
- Payout Ratio
- 74%
- Annual Dividend
- $1.37
- 5-Yr Avg Growth
- 1.5%
- Ex-Dividend Date
- Jun 16, 2026
- Years of Growth
- 2
- Frequency
- monthly
- Beta
- 0.21
- Market Cap
- $427.7M
- P/E Ratio
- 7.7
- 5-Yr Total Return
- -29%
- 52-Week Range
- $12.38 – $13.55
- Dividend Safety
- C · 55/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 15, 2026 | — | $0.1150 | regular |
| Apr 16, 2026 | — | $0.1150 | regular |
| Mar 17, 2026 | — | $0.1150 | regular |
| Feb 13, 2026 | — | $0.1150 | regular |
| Jan 16, 2026 | — | $0.1150 | regular |
| Dec 17, 2025 | — | $0.1150 | regular |
| Nov 14, 2025 | — | $0.1150 | regular |
| Oct 17, 2025 | — | $0.1150 | regular |
| Sep 16, 2025 | — | $0.1150 | regular |
| Aug 15, 2025 | — | $0.1150 | regular |
| Jul 17, 2025 | — | $0.1090 | regular |
| Jun 16, 2025 | — | $0.1090 | regular |
| May 2, 2025 | — | $0.1090 | regular |
| Apr 16, 2025 | — | $0.1090 | regular |
Income Calculator
At $1.37 / yr per share
