Angel Oak Financial Strategies Income Term Trust (FINS) Total Return Calculator
$10,000 since May 2019, with and without reinvesting · data through Oct 2026
Since May 2019, $10,000 became $11,478 reinvested (1.9% a year), or $10,685 taking the dividends as cash, $4,745 of it paid out along the way.
FINS became
$11,478
S&P 500: $30,631
Return a year
1.9%
S&P 500: 16.3%
Payouts reinvested
$6,525
bought more shares
Worst drop
-28.4%
S&P 500: -23.9%
$10,000, May 2019 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | FINS total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −1.6% | $1,056 | +11.7% |
| 2025 | +15.2% | $1,129 | +17.7% |
| 2024 | +18.3% | $991 | +24.9% |
| 2023 | +2.5% | $814 | +26.2% |
| 2022 | −18.2% | $774 | −18.2% |
| 2021 | +9.1% | $749 | +28.7% |
| 2020 | −12.6% | $665 | +18.3% |
| 2019 (part) | +7.0% | $347 | +18.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: FINS total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Angel Oak Financial Strategies Income Term Trust (FINS) at the end of May 2019, with dividends reinvested, was worth $11,478 at the end of Oct 2026: 1.9% a year, against $30,631 (16.3% a year) in the S&P 500.
- Over the 5 years to Oct 2026, FINS returned 2.7% a year with dividends reinvested (S&P 500: 12.0%).
- Taking FINS's dividends as cash instead of reinvesting them, the same $10,000 ended at $10,685, including $4,745 of cash received; reinvesting added $793.
- FINS's best calendar year in that time was 2024 (18.3%) and its worst 2022 (-18.2%), with dividends reinvested.
Cite this page
SmarterDividends, "Angel Oak Financial Strategies Income Term Trust (FINS) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/FINS/total-return
FINS total return questions
What is FINS's total return since May 2019?
15% in total, or 1.9% a year, through Oct 2026 with dividends reinvested. The share price alone fell 41%.
How much of FINS's return came from dividends?
About 100% of its yearly return since May 2019. Reinvesting them, rather than taking cash, left you $793 better off on a $10,000 start.
What was FINS's worst year?
2022, at -18.2% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -28.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.