HBCYF vs MCBS: Which Is the Better Dividend Stock?
As of September 2026, MCBS (MetroCity Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.51%, MCBS has the higher dividend-safety score, and MCBS trades at the larger discount to fair value (+70%).
| Metric | HBCYF | MCBS |
|---|---|---|
| Forward yield | 3.51% | 3.02% |
| Annual dividend | $0.75 | $1.08 |
| Payout ratio | 54% | 36% |
| Years of growth | 0 yr | 5 yr |
| 5-yr dividend growth | — | 19.1% |
| 5-yr total return | 305% | 71% |
| Dividend safety score | 56 (C) | 79 (B) |
| Fair value estimate | $26.71 | $60.78 |
| Upside to fair value | +25% | +70% |
| Frequency | quarterly | quarterly |
| Market cap | $377.9B | $1.0B |
| P/E ratio | 15.8 | 12.3 |
Higher yield
HBCYF
3.51%
Safer dividend
MCBS
Grade B
Faster growth
MCBS
19.1%
Better value
MCBS
+70% upside
HBCYF vs MCBS — FAQ
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