SmarterDividends
MCBS

MetroCity Bankshares, Inc.

MCBS

Financial Services · Banks - Regional · Stock · quarterly payer

$35.13

Undervalued · +45% Add to Portfolio

Forward Yield

3.07%

Annual Dividend

$1.08

Payout Ratio

36%

5-Yr Growth

19.1%

Ex-Date

Jul 29, 2026

Frequency

Quarterly

Key facts about MCBS's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, MetroCity Bankshares, Inc. (MCBS) has a forward dividend yield of 3.07%, based on an annual dividend of $1.08 per share and a share price of $35.13.
  • As of Oct 18, 2026, MCBS's dividend safety grade from SmarterDividends is B (79 out of 100), which rates the dividend as safe.
  • By SmarterDividends' count, MetroCity Bankshares, Inc. (MCBS) has raised its dividend for 5 consecutive years as of Oct 18, 2026.
  • MCBS has never cut its regular dividend in the payment history SmarterDividends has on record.
  • MCBS's most recent ex-dividend date was Jul 29, 2026, for a dividend of $0.29 per share.
  • As of Oct 18, 2026, MCBS pays out 36% of its trailing 12-month earnings as dividends (its payout ratio).
  • MCBS's dividend has grown at an average rate of 19.1% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for MCBS is $51.10 per share, 45% above the $35.13 share price, so MCBS screens as undervalued.
  • MetroCity Bankshares, Inc. (MCBS) pays its dividend quarterly, 4 times a year.
  • MetroCity Bankshares, Inc. (MCBS) has raised its regular dividend 9 times and cut it 1 time across the 28 payments on record since 2019. Its most recent change was a 16.0% increase to $0.290 per share, going ex-dividend on Apr 29, 2026. The last cut went ex-dividend on Jul 30, 2020.
Cite this page

SmarterDividends, "MCBS Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/MCBS

Summary

As of Oct 18, 2026, MetroCity Bankshares, Inc. (MCBS) yields 3.07% ($1.08 a year per share), has a dividend safety grade of B (79/100) and has 5 consecutive years of dividend increases on record.

Is MCBS a good dividend stock?

Yes

MetroCity Bankshares, Inc. (MCBS) pays a quarterly dividend yielding 3.07% ($1.08/yr), with 5 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (36%)
  • Strong 19.1% 5-yr dividend growth

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.07%
Payout Ratio
36%
Annual Dividend
$1.08
5-Yr Avg Growth
19.1%
Ex-Dividend Date
Jul 29, 2026
Years of Growth
5
Frequency
quarterly
Beta
0.71
Market Cap
$1.0B
P/E Ratio
12.2
5-Yr Total Return
31%
52-Week Range
$24.53 – $37.46
Dividend Safety
B · 79/100
Ever Cut?
No

MCBS dividend raises and cuts

MetroCity Bankshares, Inc. (MCBS) has raised its regular dividend 9 times and cut it 1 time across the 28 payments on record since 2019. Its most recent change was a 16.0% increase to $0.290 per share, going ex-dividend on Apr 29, 2026. The last cut went ex-dividend on Jul 30, 2020.

Ex-dateChangeOld → newMove
Apr 29, 2026Raise$0.250 → $0.290+16.0%
Jul 30, 2025Raise$0.230 → $0.250+8.7%
Oct 30, 2024Raise$0.200 → $0.230+15.0%
Jan 30, 2024Raise$0.180 → $0.200+11.1%
Jan 31, 2023Raise$0.150 → $0.180+20.0%
Feb 1, 2022Raise$0.140 → $0.150+7.1%
Nov 2, 2021Raise$0.120 → $0.140+16.7%
Aug 2, 2021Raise$0.100 → $0.120+20.0%
Feb 2, 2021Raise$0.0900 → $0.100+11.1%
Jul 30, 2020Cut$0.110 → $0.0900−18.2%
Every MCBS payment →Download every raise and cut (CSV)
MCBS ex-dividend date & scheduleNext ex-date Jul 29, 2026 · full ex-dividend historyView →MCBS dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is MCBS a good dividend stock?

Yes. MetroCity Bankshares, Inc. (MCBS) pays a quarterly dividend yielding 3.07% ($1.08/yr), with 5 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is MCBS undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, MCBS's fair value is about $51.10 versus a $35.13 share price — so it looks undervalued (+45% vs. fair value).

Is MCBS's dividend safe?

MCBS has a dividend-safety grade of B (79/100), based on its payout coverage, free-cash-flow, 5-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is MCBS's fair value?

Our blended fair-value estimate for MCBS is about $51.10 per share, roughly 45% above the current $35.13 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is MCBS a buy, hold, or sell?

We don't issue formal ratings, but on the data MCBS screens as "yes" and undervalued. MetroCity Bankshares, Inc. (MCBS) pays a quarterly dividend yielding 3.07% ($1.08/yr), with 5 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will MCBS cut its dividend?

MCBS earns a dividend-safety grade of B (79/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does MCBS pay a dividend?

Yes. MetroCity Bankshares, Inc. pays a quarterly dividend of about $1.08 per share annually, a forward yield of roughly 3.07%.

What is MCBS's dividend yield?

As of Oct 18, 2026, MCBS's forward dividend yield is 3.07%, based on a $1.08 annual dividend and a $35.13 share price.

What is MCBS's dividend per share?

As of Oct 18, 2026, MCBS pays $1.08 per share per year, distributed on a quarterly basis.

What is MCBS's dividend payout ratio?

As of Oct 18, 2026, MCBS's payout ratio is 36% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has MCBS grown its dividend?

As of Oct 18, 2026, MCBS has increased its dividend for 5 consecutive years.

When is the next MCBS ex-dividend date?

As of Oct 18, 2026, MCBS's next ex-dividend date hasn't been announced. The most recent was Jul 29, 2026, for $0.29 per share.

Income Calculator

At $1.08 / yr per share

Per payment (quarterly)$27.00
Annual$108.00
Monthly avg$9.00

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