SmarterDividends
MCBS

MetroCity Bankshares, Inc.

MCBS

Financial Services · Stock · quarterly payer

Forward Yield

3.10%

Annual Dividend

$1.04

Payout Ratio

35%

5-Yr Growth

19.1%

Ex-Date

Apr 29, 2026

Frequency

Quarterly

MCBS Dividend Safety Score

81/ 100
Grade A

Very Safe

Dividend-growth streak5 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage35% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is MCBS a good dividend stock?

Yes

MetroCity Bankshares, Inc. (MCBS) pays a quarterly dividend yielding 3.10% ($1.04/yr), with 5 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (35%)
  • Strong 19.1% 5-yr dividend growth
  • 89% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.10%
Payout Ratio
35%
Annual Dividend
$1.04
5-Yr Avg Growth
19.1%
Ex-Dividend Date
Apr 29, 2026
Years of Growth
5
Frequency
quarterly
Beta
0.72
Market Cap
$960.4M
P/E Ratio
12.1
5-Yr Total Return
89%
52-Week Range
$24.53 – $33.97
Dividend Safety
A · 81/100
Ever Cut?
No
MCBS ex-dividend date & scheduleNext ex-date Apr 29, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.04 / yr per share

Per payment (quarterly)$26.00
Annual$104.00
Monthly avg$8.67