SmarterDividends

HQL vs MA: Which Is the Better Dividend Stock?

As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. HQL offers the higher yield at 12.38%, MA has the higher dividend-safety score.

Key facts: HQL vs MA

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Abrdn Life Sciences Investors (HQL) has the higher forward dividend yield at 12.38%, versus 0.53% for Mastercard Incorporated (MA).
  • As of Nov 8, 2026, SmarterDividends grades HQL's dividend safety C (60/100) and MA's A (89/100).
  • By SmarterDividends' count as of Nov 8, 2026, HQL has raised its dividend for 0 consecutive years and MA for 14.
  • As of Nov 8, 2026, HQL pays out 29% of its earnings as dividends and MA pays out 18%.
Cite this page

SmarterDividends, "HQL vs MA: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hql-vs-ma

MetricHQLMA
Forward yield12.38%0.53%
Annual dividend$2.24$3.48
Payout ratio29%18%
Years of growth0 yr14 yr
5-yr dividend growth3.4%13.7%
5-yr total return-9%107%
Dividend safety score60 (C)89 (A)
Fair value estimate—$499.25
Upside to fair value—-24%
Frequencyquarterlyquarterly
Market cap$550.1M$568.6B
P/E ratio2.734.2

Higher yield

HQL

12.38%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

HQL vs MA — FAQ

Is HQL or MA a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 1). HQL offers the higher yield (12.38%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HQL or MA?

HQL has the higher forward dividend yield at 12.38%, versus 0.53% for MA.

Is HQL or MA safer?

MA has the higher dividend-safety score (89/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.