HQL vs MA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HQL offers the higher yield at 11.62%, MA has the higher dividend-safety score, and HQL trades at the larger discount to fair value (+223%).
| Metric | HQL | MA |
|---|---|---|
| Forward yield | 11.62% | 0.61% |
| Annual dividend | $2.24 | $3.48 |
| Payout ratio | 29% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 7.8% | 13.7% |
| 5-yr total return | -5% | 64% |
| Dividend safety score | 63 (C) | 88 (A) |
| Fair value estimate | $63.78 | $573.72 |
| Upside to fair value | +223% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $595.1M | $495.6B |
| P/E ratio | 2.9 | 31.3 |
Higher yield
HQL
11.62%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HQL
+223% upside
HQL vs MA — FAQ
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