BAC vs HQL: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HQL offers the higher yield at 12.38%, BAC has the higher dividend-safety score.
Key facts: BAC vs HQL
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Abrdn Life Sciences Investors (HQL) has the higher forward dividend yield at 12.38%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and HQL's C (60/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and HQL for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and HQL pays out 29%.
Cite this page
SmarterDividends, "BAC vs HQL: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-hql
| Metric | BAC | HQL |
|---|---|---|
| Forward yield | 2.59% | 12.38% |
| Annual dividend | $1.28 | $2.24 |
| Payout ratio | 28% | 29% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 3.4% |
| 5-yr total return | 11% | -9% |
| Dividend safety score | 85 (A) | 60 (C) |
| Fair value estimate | $63.64 | — |
| Upside to fair value | +29% | — |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $550.1M |
| P/E ratio | 11.8 | 2.7 |
Higher yield
HQL
12.38%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
BAC vs HQL — FAQ
Is BAC or HQL a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). HQL offers the higher yield (12.38%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or HQL?
HQL has the higher forward dividend yield at 12.38%, versus 2.59% for BAC.
Is BAC or HQL safer?
BAC has the higher dividend-safety score (85/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.