BAC vs HQL: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HQL offers the higher yield at 11.62%, BAC has the higher dividend-safety score, and HQL trades at the larger discount to fair value (+223%).
| Metric | BAC | HQL |
|---|---|---|
| Forward yield | 2.21% | 11.62% |
| Annual dividend | $1.28 | $2.24 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 7.8% |
| 5-yr total return | 48% | -5% |
| Dividend safety score | 86 (A) | 63 (C) |
| Fair value estimate | $91.51 | $63.78 |
| Upside to fair value | +46% | +223% |
| Frequency | quarterly | quarterly |
| Market cap | $406.8B | $595.1M |
| P/E ratio | 13.4 | 2.9 |
Higher yield
HQL
11.62%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
HQL
+223% upside
BAC vs HQL — FAQ
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