HSBC vs JFIN: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. JFIN offers the higher yield at 27.40%, HSBC has the higher dividend-safety score.
| Metric | HSBC | JFIN |
|---|---|---|
| Forward yield | 3.62% | 27.40% |
| Annual dividend | $3.75 | $0.80 |
| Payout ratio | 54% | 122% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 303% | -61% |
| Dividend safety score | 72 (B) | 58 (C) |
| Fair value estimate | $137.47 | — |
| Upside to fair value | +31% | — |
| Frequency | quarterly | semiannual |
| Market cap | $360.6B | $75.4M |
| P/E ratio | 14.8 | 2.0 |
Higher yield
JFIN
27.40%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
HSBC vs JFIN — FAQ
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