HSBC vs JQC: Which Is the Better Dividend Stock?
As of Oct 28, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. JQC offers the higher yield at 13.03%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 60% above its share price).
Key facts: HSBC vs JQC
Data as of · Source: SmarterDividends data
- As of Oct 28, 2026, Nuveen Credit Strategies Income Fund (JQC) has the higher forward dividend yield at 13.03%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 28, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and JQC's D (46/100).
- As of Oct 28, 2026, HSBC pays out 54% of its earnings as dividends and JQC pays out 202%.
- As of Oct 28, 2026, HSBC's fair-value estimate is 60% above its share price and JQC's fair-value estimate is 38% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs JQC: Dividend Yield, Safety & Value Compared," updated Oct 28, 2026, https://smarterdividends.com/compare/hsbc-vs-jqc
| Metric | HSBC | JQC |
|---|---|---|
| Forward yield | 4.11% | 13.03% |
| Annual dividend | $3.75 | $0.59 |
| Payout ratio | 54% | 202% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -8.7% |
| 5-yr total return | 228% | -31% |
| Dividend safety score | 72 (B) | 46 (D) |
| Fair value estimate | $137.57 | $6.28 |
| Upside to fair value | +60% | +38% |
| Frequency | quarterly | monthly |
| Market cap | $294.2B | $674.0M |
| P/E ratio | 11.2 | 14.7 |
Higher yield
JQC
13.03%
Safer dividend
HSBC
Grade B
Faster growth
JQC
-8.7%
Better value
HSBC
+60% upside
HSBC vs JQC — FAQ
Is HSBC or JQC a better dividend stock?
On the data, HSBC wins more head-to-head categories (5 vs 2). JQC offers the higher yield (13.03%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or JQC?
JQC has the higher forward dividend yield at 13.03%, versus 4.11% for HSBC.
Is HSBC or JQC safer?
HSBC has the higher dividend-safety score (72/100 vs 46/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or JQC better value right now?
As of Oct 28, 2026, HSBC looks like the better value: its fair-value estimate is 60% above its share price (undervalued). For JQC, its fair-value estimate is 38% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.