BAC vs JQC: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. JQC offers the higher yield at 15.86%, BAC has the higher dividend-safety score, and JQC trades at the larger discount to fair value (+46%).
| Metric | BAC | JQC |
|---|---|---|
| Forward yield | 2.05% | 15.86% |
| Annual dividend | $1.28 | $0.75 |
| Payout ratio | 26% | 229% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -8.7% |
| 5-yr total return | 48% | -28% |
| Dividend safety score | 86 (A) | 44 (D) |
| Fair value estimate | $90.46 | $6.96 |
| Upside to fair value | +44% | +46% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | — |
| P/E ratio | 14.4 | 16.8 |
Higher yield
JQC
15.86%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
JQC
+46% upside
BAC vs JQC — FAQ
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