HSBC vs LNC: Which Is the Better Dividend Stock?
As of September 2026, LNC (Lincoln National Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. LNC offers the higher yield at 4.38%, LNC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | LNC |
|---|---|---|
| Forward yield | 3.74% | 4.38% |
| Annual dividend | $3.75 | $1.80 |
| Payout ratio | 54% | 15% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 2.4% |
| 5-yr total return | 239% | -42% |
| Dividend safety score | 72 (B) | 89 (A) |
| Fair value estimate | $138.49 | $34.36 |
| Upside to fair value | +36% | -19% |
| Frequency | quarterly | quarterly |
| Market cap | $343.1B | $7.9B |
| P/E ratio | 14.3 | 3.5 |
Higher yield
LNC
4.38%
Safer dividend
LNC
Grade A
Faster growth
LNC
2.4%
Better value
HSBC
+36% upside
HSBC vs LNC — FAQ
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