BAC vs LNC: Which Is the Better Dividend Stock?
As of September 2026, BAC and LNC are closely matched. LNC offers the higher yield at 4.38%, LNC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | LNC |
|---|---|---|
| Forward yield | 2.29% | 4.38% |
| Annual dividend | $1.28 | $1.80 |
| Payout ratio | 26% | 15% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 2.4% |
| 5-yr total return | 21% | -42% |
| Dividend safety score | 86 (A) | 89 (A) |
| Fair value estimate | $91.91 | $34.36 |
| Upside to fair value | +59% | -19% |
| Frequency | quarterly | quarterly |
| Market cap | $390.9B | $7.9B |
| P/E ratio | 12.9 | 3.5 |
Higher yield
LNC
4.38%
Safer dividend
LNC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs LNC — FAQ
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