HSBC vs NIE: Which Is the Better Dividend Stock?
As of Oct 31, 2026, NIE (Virtus Equity & Convertible Income Fund) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NIE offers the higher yield at 9.63%, NIE has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: HSBC vs NIE
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Virtus Equity & Convertible Income Fund (NIE) has the higher forward dividend yield at 9.63%, versus 4.39% for HSBC Holdings plc (HSBC).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and NIE's A (88/100).
- As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and NIE pays out 43%.
- As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and NIE's fair-value estimate is 73% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs NIE: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-nie
| Metric | HSBC | NIE |
|---|---|---|
| Forward yield | 4.39% | 9.63% |
| Annual dividend | $3.75 | $2.32 |
| Payout ratio | 54% | 43% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 5.9% |
| 5-yr total return | 209% | -22% |
| Dividend safety score | 68 (B) | 88 (A) |
| Fair value estimate | $149.54 | $41.72 |
| Upside to fair value | +75% | +73% |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | $667.8M |
| P/E ratio | 11.2 | 5.1 |
Higher yield
NIE
9.63%
Safer dividend
NIE
Grade A
Faster growth
NIE
5.9%
Better value
HSBC
+75% upside
HSBC vs NIE — FAQ
Is HSBC or NIE a better dividend stock?
On the data, NIE wins more head-to-head categories (5 vs 3). NIE offers the higher yield (9.63%), while NIE has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or NIE?
NIE has the higher forward dividend yield at 9.63%, versus 4.39% for HSBC.
Is HSBC or NIE safer?
NIE has the higher dividend-safety score (88/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or NIE better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For NIE, its fair-value estimate is 73% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.