BAC vs NIE: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and NIE are closely matched. NIE offers the higher yield at 9.37%, NIE has the higher dividend-safety score, and NIE looks like the better value (its fair-value estimate is 70% above its share price).
Key facts: BAC vs NIE
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Virtus Equity & Convertible Income Fund (NIE) has the higher forward dividend yield at 9.37%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and NIE's A (88/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and NIE for 1.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and NIE pays out 43%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and NIE's fair-value estimate is 70% above its share price, so NIE looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs NIE: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-nie
| Metric | BAC | NIE |
|---|---|---|
| Forward yield | 2.52% | 9.37% |
| Annual dividend | $1.28 | $2.32 |
| Payout ratio | 26% | 43% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 5.9% |
| 5-yr total return | 12% | -22% |
| Dividend safety score | 87 (A) | 88 (A) |
| Fair value estimate | $63.43 | $41.72 |
| Upside to fair value | +24% | +70% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $679.4M |
| P/E ratio | 12.2 | 5.1 |
Higher yield
NIE
9.37%
Safer dividend
NIE
Grade A
Faster growth
BAC
8.4%
Better value
NIE
+70% upside
BAC vs NIE — FAQ
Is BAC or NIE a better dividend stock?
BAC and NIE are closely matched. NIE has the higher yield; NIE scores better on safety.
Which has a higher dividend yield, BAC or NIE?
NIE has the higher forward dividend yield at 9.37%, versus 2.52% for BAC.
Is BAC or NIE safer?
NIE has the higher dividend-safety score (88/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or NIE better value right now?
As of Oct 30, 2026, NIE looks like the better value: its fair-value estimate is 70% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.