HSBC vs ORI: Which Is the Better Dividend Stock?
As of September 2026, HSBC and ORI are closely matched. HSBC offers the higher yield at 3.56%, ORI has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+29%).
| Metric | HSBC | ORI |
|---|---|---|
| Forward yield | 3.56% | 3.08% |
| Annual dividend | $3.75 | $1.26 |
| Payout ratio | 54% | 27% |
| Years of growth | 0 yr | 38 yr |
| 5-yr dividend growth | -13.8% | 6.7% |
| 5-yr total return | 303% | 77% |
| Dividend safety score | 72 (B) | 99 (A) |
| Fair value estimate | $136.26 | $46.42 |
| Upside to fair value | +29% | +13% |
| Frequency | quarterly | quarterly |
| Market cap | $360.6B | $9.9B |
| P/E ratio | 15.0 | 9.0 |
Higher yield
HSBC
3.56%
Safer dividend
ORI
Grade A
Faster growth
ORI
6.7%
Better value
HSBC
+29% upside
HSBC vs ORI — FAQ
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