BAC vs ORI: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and ORI are closely matched. ORI offers the higher yield at 3.34%, ORI has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs ORI
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Old Republic International Corporation (ORI) has the higher forward dividend yield at 3.34%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ORI's A (93/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and ORI for 38.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and ORI pays out 27%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and ORI's fair-value estimate is 29% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ORI: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-ori
| Metric | BAC | ORI |
|---|---|---|
| Forward yield | 2.52% | 3.34% |
| Annual dividend | $1.28 | $1.26 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 8.4% | 6.7% |
| 5-yr total return | 12% | 61% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $63.43 | $27.36 |
| Upside to fair value | +24% | -29% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $9.3B |
| P/E ratio | 12.2 | 8.7 |
Higher yield
ORI
3.34%
Safer dividend
ORI
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs ORI — FAQ
Is BAC or ORI a better dividend stock?
BAC and ORI are closely matched. ORI has the higher yield; ORI scores better on safety.
Which has a higher dividend yield, BAC or ORI?
ORI has the higher forward dividend yield at 3.34%, versus 2.52% for BAC.
Is BAC or ORI safer?
ORI has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ORI better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For ORI, its fair-value estimate is 29% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.