SmarterDividends

MS vs ORI: Which Is the Better Dividend Stock?

As of Oct 31, 2026, MS and ORI are closely matched. ORI offers the higher yield at 3.27%, ORI has the higher dividend-safety score, and MS looks like the better value (its fair-value estimate is 13% below its share price).

Key facts: MS vs ORI

Data as of · Source: SmarterDividends data

  • As of Oct 31, 2026, Old Republic International Corporation (ORI) has the higher forward dividend yield at 3.27%, versus 2.50% for Morgan Stanley (MS).
  • As of Oct 31, 2026, SmarterDividends grades MS's dividend safety A (82/100) and ORI's A (93/100).
  • By SmarterDividends' count as of Oct 31, 2026, MS has raised its dividend for 12 consecutive years and ORI for 38.
  • As of Oct 31, 2026, MS pays out 32% of its earnings as dividends and ORI pays out 27%.
  • As of Oct 31, 2026, MS's fair-value estimate is 13% below its share price and ORI's fair-value estimate is 29% below its share price, so MS looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MS vs ORI: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/ms-vs-ori

MetricMSORI
Forward yield2.50%3.27%
Annual dividend$4.60$1.26
Payout ratio32%27%
Years of growth12 yr38 yr
5-yr dividend growth22.4%6.7%
5-yr total return94%61%
Dividend safety score82 (A)93 (A)
Fair value estimate$160.88$27.36
Upside to fair value-13%-29%
Frequencyquarterlyquarterly
Market cap$288.4B$9.3B
P/E ratio15.18.7

Higher yield

ORI

3.27%

Safer dividend

ORI

Grade A

Faster growth

MS

22.4%

Better value

MS

-13% upside

MS vs ORI — FAQ

Is MS or ORI a better dividend stock?

MS and ORI are closely matched. ORI has the higher yield; ORI scores better on safety.

Which has a higher dividend yield, MS or ORI?

ORI has the higher forward dividend yield at 3.27%, versus 2.50% for MS.

Is MS or ORI safer?

ORI has the higher dividend-safety score (93/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is MS or ORI better value right now?

As of Oct 31, 2026, MS looks like the better value: its fair-value estimate is 13% below its share price (fairly valued). For ORI, its fair-value estimate is 29% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.