HSBC vs PCF: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PCF offers the higher yield at 12.63%, HSBC has the higher dividend-safety score, and PCF trades at the larger discount to fair value (+111%).
| Metric | HSBC | PCF |
|---|---|---|
| Forward yield | 3.73% | 12.63% |
| Annual dividend | $3.75 | $0.70 |
| Payout ratio | 62% | 337% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -6.4% |
| 5-yr total return | 281% | -44% |
| Dividend safety score | 70 (B) | 53 (C) |
| Fair value estimate | $127.75 | $11.64 |
| Upside to fair value | +27% | +111% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $102.0M |
| P/E ratio | 16.6 | 26.0 |
Higher yield
PCF
12.63%
Safer dividend
HSBC
Grade B
Faster growth
PCF
-6.4%
Better value
PCF
+111% upside
HSBC vs PCF — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.