SmarterDividends

MA vs PCF: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PCF offers the higher yield at 12.63%, MA has the higher dividend-safety score, and PCF trades at the larger discount to fair value (+111%).

MetricMAPCF
Forward yield0.64%12.63%
Annual dividend$3.48$0.70
Payout ratio18%337%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-6.4%
5-yr total return57%-44%
Dividend safety score89 (A)53 (C)
Fair value estimate$558.71$11.64
Upside to fair value+3%+111%
Frequencyquarterlymonthly
Market cap$483.7B$102.0M
P/E ratio31.426.0

Higher yield

PCF

12.63%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PCF

+111% upside

MA vs PCF — FAQ

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