HSBC vs PFN: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PFN offers the higher yield at 12.29%, HSBC has the higher dividend-safety score, and PFN trades at the larger discount to fair value (+68%).
| Metric | HSBC | PFN |
|---|---|---|
| Forward yield | 3.69% | 12.29% |
| Annual dividend | $3.75 | $0.86 |
| Payout ratio | 62% | 166% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -2.1% |
| 5-yr total return | 291% | -38% |
| Dividend safety score | 70 (B) | 55 (C) |
| Fair value estimate | $127.38 | $11.88 |
| Upside to fair value | +23% | +68% |
| Frequency | quarterly | monthly |
| Market cap | $354.6B | $695.1M |
| P/E ratio | 16.8 | 13.6 |
Higher yield
PFN
12.29%
Safer dividend
HSBC
Grade B
Faster growth
PFN
-2.1%
Better value
PFN
+68% upside
HSBC vs PFN — FAQ
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