SmarterDividends

MA vs PFN: Which Is the Better Dividend Stock?

As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFN offers the higher yield at 13.57%, MA has the higher dividend-safety score, and PFN looks like the better value (its fair-value estimate is 118% above its share price).

Key facts: MA vs PFN

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, PIMCO Income Strategy Fund II (PFN) has the higher forward dividend yield at 13.57%, versus 0.53% for Mastercard Incorporated (MA).
  • As of Nov 8, 2026, SmarterDividends grades MA's dividend safety A (89/100) and PFN's C (57/100).
  • By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and PFN for 0.
  • As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and PFN pays out 166%.
  • As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and PFN's fair-value estimate is 118% above its share price, so PFN looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs PFN: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-pfn

MetricMAPFN
Forward yield0.53%13.57%
Annual dividend$3.48$0.86
Payout ratio18%166%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-2.1%
5-yr total return107%-34%
Dividend safety score89 (A)57 (C)
Fair value estimate$499.25$13.84
Upside to fair value-24%+118%
Frequencyquarterlymonthly
Market cap$568.6B$627.5M
P/E ratio34.2—

Higher yield

PFN

13.57%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PFN

+118% upside

MA vs PFN — FAQ

Is MA or PFN a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 2). PFN offers the higher yield (13.57%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or PFN?

PFN has the higher forward dividend yield at 13.57%, versus 0.53% for MA.

Is MA or PFN safer?

MA has the higher dividend-safety score (89/100 vs 57/100), reflecting stronger payout coverage and dividend-growth history.

Is MA or PFN better value right now?

As of Nov 8, 2026, PFN looks like the better value: its fair-value estimate is 118% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.