HSBC vs PSEC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PSEC offers the higher yield at 22.22%, HSBC has the higher dividend-safety score, and PSEC trades at the larger discount to fair value (+134%).
| Metric | HSBC | PSEC |
|---|---|---|
| Forward yield | 3.73% | 22.22% |
| Annual dividend | $3.75 | $0.50 |
| Payout ratio | 62% | 212% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -5.6% |
| 5-yr total return | 281% | -72% |
| Dividend safety score | 70 (B) | 41 (D) |
| Fair value estimate | $127.75 | $5.25 |
| Upside to fair value | +27% | +134% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $1.1B |
| P/E ratio | 16.6 | — |
Higher yield
PSEC
22.22%
Safer dividend
HSBC
Grade B
Faster growth
PSEC
-5.6%
Better value
PSEC
+134% upside
HSBC vs PSEC — FAQ
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