MA vs PSEC: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PSEC offers the higher yield at 19.18%, MA has the higher dividend-safety score, and PSEC trades at the larger discount to fair value (+210%).
| Metric | MA | PSEC |
|---|---|---|
| Forward yield | 0.62% | 19.18% |
| Annual dividend | $3.48 | $0.42 |
| Payout ratio | 18% | 867% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -5.6% |
| 5-yr total return | 64% | -71% |
| Dividend safety score | 88 (A) | 46 (D) |
| Fair value estimate | $574.10 | $6.91 |
| Upside to fair value | -1% | +210% |
| Frequency | quarterly | monthly |
| Market cap | $498.6B | $1.1B |
| P/E ratio | 31.1 | 37.0 |
Higher yield
PSEC
19.18%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PSEC
+210% upside
MA vs PSEC — FAQ
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