SmarterDividends

MA vs PSEC: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PSEC offers the higher yield at 19.18%, MA has the higher dividend-safety score, and PSEC trades at the larger discount to fair value (+210%).

MetricMAPSEC
Forward yield0.62%19.18%
Annual dividend$3.48$0.42
Payout ratio18%867%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-5.6%
5-yr total return64%-71%
Dividend safety score88 (A)46 (D)
Fair value estimate$574.10$6.91
Upside to fair value-1%+210%
Frequencyquarterlymonthly
Market cap$498.6B$1.1B
P/E ratio31.137.0

Higher yield

PSEC

19.18%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PSEC

+210% upside

MA vs PSEC — FAQ

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