MA vs PSEC: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PSEC offers the higher yield at 22.22%, MA has the higher dividend-safety score, and PSEC trades at the larger discount to fair value (+134%).
| Metric | MA | PSEC |
|---|---|---|
| Forward yield | 0.64% | 22.22% |
| Annual dividend | $3.48 | $0.50 |
| Payout ratio | 18% | 212% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -5.6% |
| 5-yr total return | 57% | -72% |
| Dividend safety score | 89 (A) | 41 (D) |
| Fair value estimate | $558.71 | $5.25 |
| Upside to fair value | +3% | +134% |
| Frequency | quarterly | monthly |
| Market cap | $483.7B | $1.1B |
| P/E ratio | 31.4 | — |
Higher yield
PSEC
22.22%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PSEC
+134% upside
MA vs PSEC — FAQ
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