HSBC vs RF-PC: Which Is the Better Dividend Stock?
As of July 2026, RF-PC (Regions Financial Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. RF-PC offers the higher yield at 5.81%, RF-PC has the higher dividend-safety score, and RF-PC trades at the larger discount to fair value (+74%).
| Metric | HSBC | RF-PC |
|---|---|---|
| Forward yield | 3.73% | 5.81% |
| Annual dividend | $3.75 | $1.43 |
| Payout ratio | 62% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 281% | -16% |
| Dividend safety score | 70 (B) | 77 (B) |
| Fair value estimate | $127.75 | $42.55 |
| Upside to fair value | +27% | +74% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | — |
| P/E ratio | 16.6 | 10.2 |
Higher yield
RF-PC
5.81%
Safer dividend
RF-PC
Grade B
Faster growth
RF-PC
0.0%
Better value
RF-PC
+74% upside
HSBC vs RF-PC — FAQ
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