MA vs RF-PC: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RF-PC offers the higher yield at 6.04%, MA has the higher dividend-safety score, and RF-PC looks like the better value (its fair-value estimate is 9% above its share price).
Key facts: MA vs RF-PC
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Regions Financial Corporation (RF-PC) has the higher forward dividend yield at 6.04%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RF-PC's A (81/100).
- By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and RF-PC for 0.
- As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and RF-PC's fair-value estimate is 9% above its share price, so RF-PC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RF-PC: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-rf-pc
| Metric | MA | RF-PC |
|---|---|---|
| Forward yield | 0.53% | 6.04% |
| Annual dividend | $3.48 | $1.43 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 0.0% |
| 5-yr total return | 107% | -14% |
| Dividend safety score | 89 (A) | 81 (A) |
| Fair value estimate | $499.25 | $25.70 |
| Upside to fair value | -24% | +9% |
| Frequency | quarterly | quarterly |
| Market cap | $568.6B | — |
| P/E ratio | 34.2 | 9.8 |
Higher yield
RF-PC
6.04%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
RF-PC
+9% upside
MA vs RF-PC — FAQ
Is MA or RF-PC a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). RF-PC offers the higher yield (6.04%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RF-PC?
RF-PC has the higher forward dividend yield at 6.04%, versus 0.53% for MA.
Is MA or RF-PC safer?
MA has the higher dividend-safety score (89/100 vs 81/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RF-PC better value right now?
As of Nov 8, 2026, RF-PC looks like the better value: its fair-value estimate is 9% above its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.