SmarterDividends

MA vs RF-PC: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RF-PC offers the higher yield at 5.81%, MA has the higher dividend-safety score, and RF-PC trades at the larger discount to fair value (+74%).

MetricMARF-PC
Forward yield0.64%5.81%
Annual dividend$3.48$1.43
Payout ratio18%
Years of growth14 yr0 yr
5-yr dividend growth13.7%0.0%
5-yr total return57%-16%
Dividend safety score89 (A)77 (B)
Fair value estimate$558.71$42.55
Upside to fair value+3%+74%
Frequencyquarterlyquarterly
Market cap$483.7B
P/E ratio31.410.2

Higher yield

RF-PC

5.81%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

RF-PC

+74% upside

MA vs RF-PC — FAQ

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