HBCYF vs RF-PC: Which Is the Better Dividend Stock?
As of Nov 8, 2026, RF-PC (Regions Financial Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. RF-PC offers the higher yield at 6.04%, RF-PC has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: HBCYF vs RF-PC
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Regions Financial Corporation (RF-PC) has the higher forward dividend yield at 6.04%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and RF-PC's A (81/100).
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and RF-PC's fair-value estimate is 9% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs RF-PC: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-rf-pc
| Metric | HBCYF | RF-PC |
|---|---|---|
| Forward yield | 2.29% | 6.04% |
| Annual dividend | $0.40 | $1.43 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | 0.0% |
| 5-yr total return | 214% | -14% |
| Dividend safety score | 56 (C) | 81 (A) |
| Fair value estimate | $24.43 | $25.70 |
| Upside to fair value | +40% | +9% |
| Frequency | quarterly | quarterly |
| Market cap | $298.7B | — |
| P/E ratio | 11.4 | 9.8 |
Higher yield
RF-PC
6.04%
Safer dividend
RF-PC
Grade A
Faster growth
RF-PC
0.0%
Better value
HBCYF
+40% upside
HBCYF vs RF-PC — FAQ
Is HBCYF or RF-PC a better dividend stock?
On the data, RF-PC wins more head-to-head categories (3 vs 2). RF-PC offers the higher yield (6.04%), while RF-PC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or RF-PC?
RF-PC has the higher forward dividend yield at 6.04%, versus 2.29% for HBCYF.
Is HBCYF or RF-PC safer?
RF-PC has the higher dividend-safety score (81/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or RF-PC better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For RF-PC, its fair-value estimate is 9% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.