HSBC vs RFI: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RFI offers the higher yield at 9.05%, RFI has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | RFI |
|---|---|---|
| Forward yield | 3.74% | 9.05% |
| Annual dividend | $3.75 | $0.96 |
| Payout ratio | 54% | 82% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.6% |
| 5-yr total return | 239% | -36% |
| Dividend safety score | 72 (B) | 74 (B) |
| Fair value estimate | $138.49 | $12.02 |
| Upside to fair value | +36% | +11% |
| Frequency | quarterly | monthly |
| Market cap | $343.1B | $285.8M |
| P/E ratio | 14.3 | 9.1 |
Higher yield
RFI
9.05%
Safer dividend
RFI
Grade B
Faster growth
RFI
0.6%
Better value
HSBC
+36% upside
HSBC vs RFI — FAQ
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