SmarterDividends

MA vs RFI: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RFI offers the higher yield at 9.05%, MA has the higher dividend-safety score, and RFI trades at the larger discount to fair value (+11%).

MetricMARFI
Forward yield0.62%9.05%
Annual dividend$3.48$0.96
Payout ratio18%82%
Years of growth14 yr0 yr
5-yr dividend growth13.7%0.6%
5-yr total return68%-36%
Dividend safety score88 (A)74 (B)
Fair value estimate$574.22$12.02
Upside to fair value+2%+11%
Frequencyquarterlymonthly
Market cap$491.5B$285.8M
P/E ratio30.99.1

Higher yield

RFI

9.05%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

RFI

+11% upside

MA vs RFI — FAQ

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