SmarterDividends

HSBC vs RJF: Which Is the Better Dividend Stock?

As of July 2026, RJF (Raymond James Financial, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.63%, RJF has the higher dividend-safety score, and RJF trades at the larger discount to fair value (+139%).

MetricHSBCRJF
Forward yield3.63%1.28%
Annual dividend$3.75$2.16
Payout ratio62%18%
Years of growth0 yr16 yr
5-yr dividend growth-13.8%15.2%
5-yr total return291%82%
Dividend safety score70 (B)99 (A)
Fair value estimate$126.29$404.44
Upside to fair value+22%+139%
Frequencyquarterlyquarterly
Market cap$354.6B$32.5B
P/E ratio17.114.8

Higher yield

HSBC

3.63%

Safer dividend

RJF

Grade A

Faster growth

RJF

15.2%

Better value

RJF

+139% upside

HSBC vs RJF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.