HSBC vs RJF: Which Is the Better Dividend Stock?
As of July 2026, RJF (Raymond James Financial, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.63%, RJF has the higher dividend-safety score, and RJF trades at the larger discount to fair value (+139%).
| Metric | HSBC | RJF |
|---|---|---|
| Forward yield | 3.63% | 1.28% |
| Annual dividend | $3.75 | $2.16 |
| Payout ratio | 62% | 18% |
| Years of growth | 0 yr | 16 yr |
| 5-yr dividend growth | -13.8% | 15.2% |
| 5-yr total return | 291% | 82% |
| Dividend safety score | 70 (B) | 99 (A) |
| Fair value estimate | $126.29 | $404.44 |
| Upside to fair value | +22% | +139% |
| Frequency | quarterly | quarterly |
| Market cap | $354.6B | $32.5B |
| P/E ratio | 17.1 | 14.8 |
Higher yield
HSBC
3.63%
Safer dividend
RJF
Grade A
Faster growth
RJF
15.2%
Better value
RJF
+139% upside
HSBC vs RJF — FAQ
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