MA vs RJF: Which Is the Better Dividend Stock?
As of Oct 30, 2026, RJF (Raymond James Financial, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RJF offers the higher yield at 1.37%, RJF has the higher dividend-safety score, and RJF looks like the better value (its fair-value estimate is 2% above its share price).
Key facts: MA vs RJF
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Raymond James Financial, Inc. (RJF) has the higher forward dividend yield at 1.37%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and RJF's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and RJF for 16.
- As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and RJF pays out 18%.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and RJF's fair-value estimate is 2% above its share price, so RJF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs RJF: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-rjf
| Metric | MA | RJF |
|---|---|---|
| Forward yield | 0.57% | 1.37% |
| Annual dividend | $3.48 | $2.16 |
| Payout ratio | 18% | 18% |
| Years of growth | 14 yr | 16 yr |
| 5-yr dividend growth | 13.7% | 15.2% |
| 5-yr total return | 103% | 60% |
| Dividend safety score | 89 (A) | 99 (A) |
| Fair value estimate | $483.05 | $164.38 |
| Upside to fair value | -24% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | $31.0B |
| P/E ratio | 35.0 | 13.5 |
Higher yield
RJF
1.37%
Safer dividend
RJF
Grade A
Faster growth
RJF
15.2%
Better value
RJF
+2% upside
MA vs RJF — FAQ
Is MA or RJF a better dividend stock?
On the data, RJF wins more head-to-head categories (5 vs 3). RJF offers the higher yield (1.37%), while RJF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or RJF?
RJF has the higher forward dividend yield at 1.37%, versus 0.57% for MA.
Is MA or RJF safer?
RJF has the higher dividend-safety score (99/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or RJF better value right now?
As of Oct 30, 2026, RJF looks like the better value: its fair-value estimate is 2% above its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.