HSBC vs SAR: Which Is the Better Dividend Stock?
As of Oct 27, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. SAR offers the higher yield at 22.52%, HSBC has the higher dividend-safety score.
Key facts: HSBC vs SAR
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Saratoga Investment Corp. (SAR) has the higher forward dividend yield at 22.52%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 27, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and SAR's D (45/100).
- As of Oct 27, 2026, HSBC pays out 54% of its earnings as dividends and SAR pays out 306%.
Cite this page
SmarterDividends, "HSBC vs SAR: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hsbc-vs-sar
| Metric | HSBC | SAR |
|---|---|---|
| Forward yield | 4.11% | 22.52% |
| Annual dividend | $3.75 | $3.00 |
| Payout ratio | 54% | 306% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -11.4% |
| 5-yr total return | 228% | -53% |
| Dividend safety score | 72 (B) | 45 (D) |
| Fair value estimate | $137.57 | — |
| Upside to fair value | +51% | — |
| Frequency | quarterly | monthly |
| Market cap | $311.9B | $207.3M |
| P/E ratio | 13.0 | — |
Higher yield
SAR
22.52%
Safer dividend
HSBC
Grade B
Faster growth
SAR
-11.4%
HSBC vs SAR — FAQ
Is HSBC or SAR a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 2). SAR offers the higher yield (22.52%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or SAR?
SAR has the higher forward dividend yield at 22.52%, versus 4.11% for HSBC.
Is HSBC or SAR safer?
HSBC has the higher dividend-safety score (72/100 vs 45/100), reflecting stronger payout coverage and dividend-growth history.
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