BAC vs SAR: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. SAR offers the higher yield at 22.52%, BAC has the higher dividend-safety score.
Key facts: BAC vs SAR
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Saratoga Investment Corp. (SAR) has the higher forward dividend yield at 22.52%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and SAR's D (45/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and SAR for 0.
- As of Oct 27, 2026, BAC pays out 26% of its earnings as dividends and SAR pays out 306%.
Cite this page
SmarterDividends, "BAC vs SAR: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-sar
| Metric | BAC | SAR |
|---|---|---|
| Forward yield | 2.53% | 22.52% |
| Annual dividend | $1.28 | $3.00 |
| Payout ratio | 26% | 306% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -11.4% |
| 5-yr total return | 14% | -53% |
| Dividend safety score | 87 (A) | 45 (D) |
| Fair value estimate | $63.43 | — |
| Upside to fair value | +26% | — |
| Frequency | quarterly | monthly |
| Market cap | $349.7B | $207.3M |
| P/E ratio | 12.1 | — |
Higher yield
SAR
22.52%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
BAC vs SAR — FAQ
Is BAC or SAR a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). SAR offers the higher yield (22.52%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or SAR?
SAR has the higher forward dividend yield at 22.52%, versus 2.53% for BAC.
Is BAC or SAR safer?
BAC has the higher dividend-safety score (87/100 vs 45/100), reflecting stronger payout coverage and dividend-growth history.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.