HSBC vs SCM: Which Is the Better Dividend Stock?
As of Nov 5, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SCM offers the higher yield at 13.77%, HSBC has the higher dividend-safety score, and SCM looks like the better value (its fair-value estimate is 74% above its share price).
Key facts: HSBC vs SCM
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Stellus Capital Investment Corporation (SCM) has the higher forward dividend yield at 13.77%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and SCM's D (41/100).
- As of Nov 5, 2026, HSBC pays out 54% of its earnings as dividends and SCM pays out 145%.
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and SCM's fair-value estimate is 74% above its share price, so SCM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs SCM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-scm
| Metric | HSBC | SCM |
|---|---|---|
| Forward yield | 2.24% | 13.77% |
| Annual dividend | $2.00 | $1.00 |
| Payout ratio | 54% | 145% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -7.0% |
| 5-yr total return | 209% | -47% |
| Dividend safety score | 68 (B) | 41 (D) |
| Fair value estimate | $145.65 | $12.39 |
| Upside to fair value | +65% | +74% |
| Frequency | quarterly | monthly |
| Market cap | $301.5B | $202.5M |
| P/E ratio | 11.5 | 7.0 |
Higher yield
SCM
13.77%
Safer dividend
HSBC
Grade B
Faster growth
SCM
-7.0%
Better value
SCM
+74% upside
HSBC vs SCM — FAQ
Is HSBC or SCM a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). SCM offers the higher yield (13.77%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or SCM?
SCM has the higher forward dividend yield at 13.77%, versus 2.24% for HSBC.
Is HSBC or SCM safer?
HSBC has the higher dividend-safety score (68/100 vs 41/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or SCM better value right now?
As of Nov 5, 2026, SCM looks like the better value: its fair-value estimate is 74% above its share price (undervalued). For HSBC, its fair-value estimate is 65% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.