Stellus Capital Investment Corporation
SCMFinancial Services · Stock · monthly payer
Forward Yield
17.47%
Annual Dividend
$1.33
Payout Ratio
185%
5-Yr Growth
-7.0%
Ex-Date
Jul 31, 2026
Frequency
Monthly
Summary
As of July 2026, Stellus Capital Investment Corporation (SCM) yields 17.47% ($1.33 per share annually), with a blended fair-value estimate of $15.11 — +99% upside, so it screens as undervalued. Dividend safety grade: D (44/100).
Is SCM a good dividend stock?
MixedStellus Capital Investment Corporation (SCM) pays a monthly dividend yielding 17.47% ($1.33/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2021
- Elevated payout ratio (185%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 17.47%
- Payout Ratio
- 185%
- Annual Dividend
- $1.33
- 5-Yr Avg Growth
- -7.0%
- Ex-Dividend Date
- Jul 31, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.64
- Market Cap
- $206.7M
- P/E Ratio
- 9.2
- 5-Yr Total Return
- -41%
- 52-Week Range
- $7.56 – $15.15
- Dividend Safety
- D · 44/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
SCM Price — Last 12 Months
Daily close
Price Return
1 Year
-48%
3 Years
-45%
5 Years
-41%
52-Week Range
$7.56 – $15.15
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is SCM worth?
Undervaluedlow confidenceOur blended fair-value estimate for Stellus Capital Investment Corporation is $15.11 per share, versus a market price of $7.61. That implies 99% of upside — a margin of safety of about 50%.
Fair Value
$15.11
Current Price
$7.61
Upside
+99%
Margin of Safety
50%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 5.7% annual free-cash-flow growth. We model -5.0% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.5% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $0.83 EPS, $1.33 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
SCM Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.1130 | regular |
| May 29, 2026 | — | $0.1130 | regular |
| Apr 30, 2026 | — | $0.1130 | regular |
| Mar 31, 2026 | — | $0.1130 | regular |
| Feb 27, 2026 | — | $0.1130 | regular |
| Jan 30, 2026 | — | $0.1130 | regular |
| Dec 31, 2025 | — | $0.1330 | regular |
| Nov 28, 2025 | — | $0.1330 | regular |
| Oct 31, 2025 | — | $0.1330 | regular |
| Sep 30, 2025 | — | $0.1330 | regular |
| Aug 29, 2025 | — | $0.1330 | regular |
| Jul 31, 2025 | — | $0.1330 | regular |
| Jun 30, 2025 | — | $0.1330 | regular |
| May 30, 2025 | — | $0.1330 | regular |
Income Calculator
At $1.33 / yr per share
