JPM vs SMBK: Which Is the Better Dividend Stock?
As of Nov 8, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.97%, JPM has the higher dividend-safety score, and SMBK looks like the better value (its fair-value estimate is 86% above its share price).
Key facts: JPM vs SMBK
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.97%, versus 0.75% for SmartFinancial, Inc. (SMBK).
- As of Nov 8, 2026, SmarterDividends grades JPM's dividend safety A (86/100) and SMBK's B (70/100).
- By SmarterDividends' count as of Nov 8, 2026, JPM has raised its dividend for 15 consecutive years and SMBK for 0.
- As of Nov 8, 2026, JPM pays out 26% of its earnings as dividends and SMBK pays out 10%.
- As of Nov 8, 2026, JPM's fair-value estimate is 13% below its share price and SMBK's fair-value estimate is 86% above its share price, so SMBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs SMBK: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/jpm-vs-smbk
| Metric | JPM | SMBK |
|---|---|---|
| Forward yield | 1.97% | 0.75% |
| Annual dividend | $6.60 | $0.36 |
| Payout ratio | 26% | 10% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | 9.9% |
| 5-yr total return | 111% | 86% |
| Dividend safety score | 86 (A) | 70 (B) |
| Fair value estimate | $290.88 | $88.66 |
| Upside to fair value | -13% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $888.3B | $816.1M |
| P/E ratio | 14.0 | 13.0 |
Higher yield
JPM
1.97%
Safer dividend
JPM
Grade A
Faster growth
SMBK
9.9%
Better value
SMBK
+86% upside
JPM vs SMBK — FAQ
Is JPM or SMBK a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.97%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or SMBK?
JPM has the higher forward dividend yield at 1.97%, versus 0.75% for SMBK.
Is JPM or SMBK safer?
JPM has the higher dividend-safety score (86/100 vs 70/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or SMBK better value right now?
As of Nov 8, 2026, SMBK looks like the better value: its fair-value estimate is 86% above its share price (undervalued). For JPM, its fair-value estimate is 13% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.