SmarterDividends

MA vs SMBK: Which Is the Better Dividend Stock?

As of July 2026, MA and SMBK are closely matched. SMBK offers the higher yield at 0.68%, MA has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+147%).

MetricMASMBK
Forward yield0.66%0.68%
Annual dividend$3.48$0.34
Payout ratio18%10%
Years of growth14 yr0 yr
5-yr dividend growth13.7%9.9%
5-yr total return56%100%
Dividend safety score89 (A)68 (B)
Fair value estimate$558.11$123.38
Upside to fair value+3%+147%
Frequencyquarterlyquarterly
Market cap$476.8B$855.1M
P/E ratio31.214.8

Higher yield

SMBK

0.68%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

SMBK

+147% upside

MA vs SMBK — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.