SMBK vs V: Which Is the Better Dividend Stock?
As of September 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. V offers the higher yield at 0.72%, V has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+140%).
| Metric | SMBK | V |
|---|---|---|
| Forward yield | 0.66% | 0.72% |
| Annual dividend | $0.34 | $2.68 |
| Payout ratio | 10% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 9.9% | 14.9% |
| 5-yr total return | 99% | 74% |
| Dividend safety score | 70 (B) | 93 (A) |
| Fair value estimate | $124.10 | $352.78 |
| Upside to fair value | +140% | -4% |
| Frequency | quarterly | quarterly |
| Market cap | $870.8M | $679.7B |
| P/E ratio | 15.0 | 30.8 |
Higher yield
V
0.72%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
SMBK
+140% upside
SMBK vs V — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.