SMBK vs V: Which Is the Better Dividend Stock?
As of July 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. V offers the higher yield at 0.75%, V has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+147%).
| Metric | SMBK | V |
|---|---|---|
| Forward yield | 0.68% | 0.75% |
| Annual dividend | $0.34 | $2.68 |
| Payout ratio | 10% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 9.9% | 14.9% |
| 5-yr total return | 100% | 55% |
| Dividend safety score | 68 (B) | 92 (A) |
| Fair value estimate | $123.38 | $348.41 |
| Upside to fair value | +147% | -2% |
| Frequency | quarterly | quarterly |
| Market cap | $855.1M | $676.5B |
| P/E ratio | 14.8 | 31.1 |
Higher yield
V
0.75%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
SMBK
+147% upside
SMBK vs V — FAQ
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