SmarterDividends
SMBK

SmartFinancial, Inc.

SMBK

Financial Services · Stock · quarterly payer

Forward Yield

0.79%

Annual Dividend

$0.33

Payout Ratio

10%

5-Yr Growth

9.9%

Ex-Date

May 15, 2026

Frequency

Quarterly

SMBK Dividend Safety Score

68/ 100
Grade B

Safe

Dividend-growth streak5 consecutive years of growth
Cut historyCut its dividend in 2020
Earnings payout coverage10% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is SMBK a good dividend stock?

Yes, with caveats

SmartFinancial, Inc. (SMBK) pays a quarterly dividend yielding 0.79% ($0.33/yr), with 6 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (10%)
  • Strong 9.9% 5-yr dividend growth
  • 75% total price return over 5 years

Risks

  • Cut its dividend in 2020

Key Data

Dividend Yield
0.79%
Payout Ratio
10%
Annual Dividend
$0.33
5-Yr Avg Growth
9.9%
Ex-Dividend Date
May 15, 2026
Years of Growth
6
Frequency
quarterly
Beta
0.72
Market Cap
$711.6M
P/E Ratio
13.3
5-Yr Total Return
75%
52-Week Range
$30.95 – $43.91
Dividend Safety
B · 68/100
Ever Cut?
Yes (2020)
SMBK ex-dividend date & scheduleNext ex-date May 15, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.33 / yr per share

Per payment (quarterly)$8.25
Annual$33.00
Monthly avg$2.75