SmarterDividends
SMBK

SmartFinancial (SMBK) Dividend

SmartFinancial, Inc. · Financial Services · Banks - Regional · quarterly payer

$47.73

Undervalued · +86% Add to Portfolio

As of Nov 8, 2026, SmartFinancial (SMBK) pays a quarterly dividend of $0.09 per share, or $0.36 a year, a 0.75% yield at its $47.73 share price. The next ex-dividend date is Nov 16, 2026, paid Dec 1, 2026. It has a dividend safety grade of B.

Forward Yield

0.75%

Annual Dividend

$0.36

Payout Ratio

10%

5-Yr Growth

9.9%

Ex-Date

Nov 16, 2026

Frequency

Quarterly

Key facts about SMBK's dividend

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, SmartFinancial, Inc. (SMBK) has a forward dividend yield of 0.75%, based on an annual dividend of $0.36 per share and a share price of $47.73.
  • As of Nov 8, 2026, SMBK's dividend safety grade from SmarterDividends is B (70 out of 100), which rates the dividend as safe.
  • SMBK last cut its regular dividend in 2020.
  • SMBK's next ex-dividend date is Nov 16, 2026, with payment on Dec 1, 2026. Shares must be owned before that date to receive the dividend.
  • As of Nov 8, 2026, SMBK pays out 10% of its trailing 12-month earnings as dividends (its payout ratio).
  • SMBK's dividend has grown at an average rate of 9.9% a year over the past five years.
  • As of Nov 8, 2026, SMBK's 0.75% yield is 33% below its five-year average yield of 1.12%.
  • As of Nov 8, 2026, SmarterDividends' blended fair-value estimate for SMBK is $88.66 per share, 86% above the $47.73 share price, so SMBK screens as undervalued.
  • SmartFinancial, Inc. (SMBK) pays its dividend quarterly, 4 times a year.
  • SmartFinancial, Inc. (SMBK) has raised its regular dividend 6 times and cut it 2 times across the 45 payments on record since 2004. Its most recent change was a 12.5% increase to $0.0900 per share, going ex-dividend on May 15, 2026. The last cut went ex-dividend on Jun 10, 2009.
  • SmartFinancial (SMBK) has declared its first higher dividend of the year in January in 3 of the last 5 years; its most recent raise, 12.5%, was declared on Apr 30, 2026.
Cite this page

SmarterDividends, "SMBK Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 8, 2026, https://smarterdividends.com/stocks/SMBK

Is SMBK a good dividend stock?

Yes, with caveats

SmartFinancial, Inc. (SMBK) pays a quarterly dividend yielding 0.75% ($0.36/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (10%)
  • Strong 9.9% 5-yr dividend growth
  • 86% total price return over 5 years

Risks

  • Cut its dividend in 2020

Key Data

Dividend Yield
0.75%
Payout Ratio
10%
Annual Dividend
$0.36
5-Yr Avg Growth
9.9%
Ex-Dividend Date
Nov 16, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.74
Market Cap
$816.1M
P/E Ratio
13.0
5-Yr Total Return
86%
52-Week Range
$34.50 – $54.14
Dividend Safety
B · 70/100
Ever Cut?
Yes (2020)

SMBK dividend raises and cuts

SmartFinancial, Inc. (SMBK) has raised its regular dividend 6 times and cut it 2 times across the 45 payments on record since 2004. Its most recent change was a 12.5% increase to $0.0900 per share, going ex-dividend on May 15, 2026. The last cut went ex-dividend on Jun 10, 2009.

Ex-dateChangeOld → newMove
May 15, 2026Raise$0.0800 → $0.0900+12.5%
Feb 9, 2023Raise$0.0700 → $0.0800+14.3%
Feb 10, 2022Raise$0.0600 → $0.0700+16.7%
Feb 11, 2021Raise$0.0500 → $0.0600+20.0%
Jun 10, 2009Cut$0.275 → $0.118−57.1%
Dec 12, 2007Raise$0.196 → $0.275+40.0%
Mar 14, 2007Raise$0.118 → $0.196+66.7%
Dec 15, 2005Cut$0.157 → $0.118−25.0%
Every SMBK payment →Download every raise and cut (CSV)
SMBK ex-dividend date & scheduleNext ex-date Nov 16, 2026 · full ex-dividend historyView →SMBK dividend historyEvery payment, totals by year, raises and cutsView →SMBK dividend calculator100 shares pay $36.00 a year, $9.00 each quarterCalculate →SMBK total return calculatorWhat $10,000 became, with dividends reinvested or taken as cashSee →

Frequently Asked Questions

Is SMBK a good dividend stock?

Yes, with caveats. SmartFinancial, Inc. (SMBK) pays a quarterly dividend yielding 0.75% ($0.36/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is SMBK undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, SMBK's fair value is about $88.66 versus a $47.73 share price — so it looks undervalued (+86% vs. fair value).

Is SMBK's dividend safe?

SMBK has a dividend-safety grade of B (70/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2020, debt and yield-versus-history.

What is SMBK's fair value?

Our blended fair-value estimate for SMBK is about $88.66 per share, roughly 86% above the current $47.73 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is SMBK a buy, hold, or sell?

We don't issue formal ratings, but on the data SMBK screens as "yes, with caveats" and undervalued. SmartFinancial, Inc. (SMBK) pays a quarterly dividend yielding 0.75% ($0.36/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will SMBK cut its dividend?

SMBK earns a dividend-safety grade of B (70/100), and has cut its dividend before (last in 2020). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does SMBK pay a dividend?

Yes. SmartFinancial, Inc. pays a quarterly dividend of about $0.36 per share annually, a forward yield of roughly 0.75%.

How much dividend does 100 shares of SMBK pay?

At $0.36 per share a year, 100 shares of SMBK pay $36.00 a year in dividends before tax, about $9.00 each quarter. Buying them costs about $4,773 at the Nov 8, 2026 price.

What is SMBK's dividend yield?

As of Nov 8, 2026, SMBK's forward dividend yield is 0.75%, based on a $0.36 annual dividend and a $47.73 share price.

What is SMBK's dividend per share?

As of Nov 8, 2026, SMBK pays $0.36 per share per year, distributed on a quarterly basis.

What is SMBK's dividend payout ratio?

As of Nov 8, 2026, SMBK's payout ratio is 10% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has SMBK grown its dividend?

SMBK does not currently have a long dividend-growth streak on record.

When is the next SMBK ex-dividend date?

As of Nov 8, 2026, the next ex-dividend date on record for SMBK is Nov 16, 2026.

SMBK Dividend News

SMBK
IncreaseSMBK·Jun 12, 2026

SmartFinancial Raises Quarterly Dividend to 9 Cents

SmartFinancial increased its quarterly dividend to $0.09 per share, extending its dividend-growth streak to six consecutive years.

Income Calculator

At $0.36 / yr per share

Per payment (quarterly)$9.00
Annual$36.00
Monthly avg$3.00
Full SMBK dividend calculator →

Similar Dividend Stocks

JPMJPMJPMorgan Chase & Co.1.97%Financial ServicesVVVisa Inc.0.74%Financial ServicesMAMAMastercard Incorporated0.53%Financial ServicesBACBACBank of America Corporation2.59%Financial Services

Compare SMBK

SMBK vs JPMSMBK vs VSMBK vs MASMBK vs BAC

Explore more

Lists and tools related to SMBK