SmartFinancial (SMBK) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in SmartFinancial (SMBK) ten years ago, at the end of Oct 2016, was worth $30,736 at the end of Oct 2026 with every dividend reinvested: 11.9% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $13,044 reinvested (1.4% a year), or $12,232 taking the dividends as cash, $894 of it paid out along the way.
SMBK became
$13,044
S&P 500: $72,756
Return a year
1.4%
S&P 500: 11.1%
Payouts reinvested
$960
bought more shares
Worst drop
-89.7%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SMBK total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +31.8% | $69 | +11.7% |
| 2025 | +20.6% | $91 | +17.7% |
| 2024 | +28.0% | $85 | +24.9% |
| 2023 | −9.7% | $84 | +26.2% |
| 2022 | +1.6% | $77 | −18.2% |
| 2021 | +52.3% | $64 | +28.7% |
| 2020 | −22.3% | $55 | +18.3% |
| 2019 | +29.8% | $19 | +31.2% |
| 2018 | −15.8% | $6 | −4.6% |
| 2017 | +16.9% | $5 | +21.7% |
| 2016 | +15.4% | $6 | +12.0% |
| 2015 | +21.5% | $5 | +1.2% |
| 2014 | +39.6% | $4 | +13.5% |
| 2013 | +3.5% | $7 | +32.3% |
| 2012 | +52.7% | $4 | +16.0% |
| 2011 | −21.0% | $6 | +1.9% |
| 2010 | −9.5% | $7 | +15.1% |
| 2009 | −58.2% | $121 | +26.4% |
| 2008 | −49.9% | $245 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SMBK total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SmartFinancial (SMBK) at the end of Dec 2007, with dividends reinvested, was worth $13,044 at the end of Oct 2026: 1.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SMBK turned $10,000 into $30,736 with dividends reinvested, 11.9% a year.
- Over the 5 years to Oct 2026, SMBK returned 14.5% a year with dividends reinvested (S&P 500: 12.0%).
- Taking SMBK's dividends as cash instead of reinvesting them, the same $10,000 ended at $12,232, including $894 of cash received; reinvesting added $812.
- SMBK's best calendar year in that time was 2012 (52.7%) and its worst 2009 (-58.2%), with dividends reinvested.
Cite this page
SmarterDividends, "SmartFinancial (SMBK) Total Return Calculator," updated Nov 9, 2026, https://smarterdividends.com/stocks/SMBK/total-return
SMBK total return questions
If I invested $10,000 in SMBK 10 years ago, how much would I have?
About $30,736 at the end of Oct 2026, with every dividend reinvested: 11.9% a year. Taking them as cash, you'd have shares worth $28,478 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SMBK's total return since Dec 2007?
30% in total, or 1.4% a year, through Oct 2026 with dividends reinvested. The share price alone rose 13%.
How much of SMBK's return came from dividends?
About 53% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $812 better off on a $10,000 start.
What was SMBK's worst year?
2009, at -58.2% with dividends reinvested (S&P 500: 26.4%). Its deepest fall from a peak, on month-end values, was -89.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.