BAC vs SMBK: Which Is the Better Dividend Stock?
As of July 2026, BAC and SMBK are closely matched. BAC offers the higher yield at 2.06%, BAC has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+147%).
| Metric | BAC | SMBK |
|---|---|---|
| Forward yield | 2.06% | 0.68% |
| Annual dividend | $1.28 | $0.34 |
| Payout ratio | 26% | 10% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 49% | 100% |
| Dividend safety score | 85 (A) | 68 (B) |
| Fair value estimate | $102.38 | $123.38 |
| Upside to fair value | +65% | +147% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $855.1M |
| P/E ratio | 14.3 | 14.8 |
Higher yield
BAC
2.06%
Safer dividend
BAC
Grade A
Faster growth
SMBK
9.9%
Better value
SMBK
+147% upside
BAC vs SMBK — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.