JPM vs USCB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. USCB offers the higher yield at 2.13%, JPM has the higher dividend-safety score, and USCB looks like the better value (its fair-value estimate is 16% above its share price).
Key facts: JPM vs USCB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, USCB Financial Holdings, Inc. (USCB) has the higher forward dividend yield at 2.13%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and USCB's B (70/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and USCB for 1.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and USCB pays out 29%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and USCB's fair-value estimate is 16% above its share price, so USCB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs USCB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-uscb
| Metric | JPM | USCB |
|---|---|---|
| Forward yield | 1.94% | 2.13% |
| Annual dividend | $6.60 | $0.48 |
| Payout ratio | 26% | 29% |
| Years of growth | 15 yr | 1 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 114% | 49% |
| Dividend safety score | 82 (A) | 70 (B) |
| Fair value estimate | $364.60 | $26.04 |
| Upside to fair value | +7% | +16% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $412.9M |
| P/E ratio | 14.3 | 14.3 |
Higher yield
USCB
2.13%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
USCB
+16% upside
JPM vs USCB — FAQ
Is JPM or USCB a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 2). USCB offers the higher yield (2.13%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or USCB?
USCB has the higher forward dividend yield at 2.13%, versus 1.94% for JPM.
Is JPM or USCB safer?
JPM has the higher dividend-safety score (82/100 vs 70/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or USCB better value right now?
As of Oct 18, 2026, USCB looks like the better value: its fair-value estimate is 16% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.