SmarterDividends

MS vs OZK: Which Is the Better Dividend Stock?

As of June 2026, MS and OZK are closely matched. OZK offers the higher yield at 3.49%, OZK has the higher dividend-safety score, and MS trades at the larger discount to fair value (+32%).

MetricMSOZK
Forward yield1.87%3.49%
Annual dividend$4.00$1.82
Payout ratio36%29%
Years of growth12 yr27 yr
5-yr dividend growth22.4%9.9%
5-yr total return133%24%
Dividend safety score80 (A)99 (A)
Fair value estimate$283.58$60.94
Upside to fair value+32%+17%
Frequencyquarterlyquarterly
Market cap$337.6B$5.7B
P/E ratio19.48.5

Higher yield

OZK

3.49%

Safer dividend

OZK

Grade A

Faster growth

MS

22.4%

Better value

MS

+32% upside

MS vs OZK — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.