BAC vs OZK: Which Is the Better Dividend Stock?
As of July 2026, OZK (Bank OZK) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.61%, OZK has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | OZK |
|---|---|---|
| Forward yield | 2.04% | 3.61% |
| Annual dividend | $1.28 | $1.86 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 27 yr |
| 5-yr dividend growth | 8.4% | 10.0% |
| 5-yr total return | 49% | 19% |
| Dividend safety score | 85 (A) | 97 (A) |
| Fair value estimate | $102.38 | $61.90 |
| Upside to fair value | +65% | +23% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $5.6B |
| P/E ratio | 14.5 | 8.4 |
Higher yield
OZK
3.61%
Safer dividend
OZK
Grade A
Faster growth
OZK
10.0%
Better value
BAC
+65% upside
BAC vs OZK — FAQ
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