BAC vs OZK: Which Is the Better Dividend Stock?
As of September 2026, OZK (Bank OZK) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.79%, OZK has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | OZK |
|---|---|---|
| Forward yield | 2.04% | 3.79% |
| Annual dividend | $1.28 | $1.86 |
| Payout ratio | 26% | 30% |
| Years of growth | 12 yr | 27 yr |
| 5-yr dividend growth | 8.4% | 10.0% |
| 5-yr total return | 48% | 14% |
| Dividend safety score | 86 (A) | 97 (A) |
| Fair value estimate | $91.51 | $61.07 |
| Upside to fair value | +46% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $5.4B |
| P/E ratio | 14.5 | 8.1 |
Higher yield
OZK
3.79%
Safer dividend
OZK
Grade A
Faster growth
OZK
10.0%
Better value
BAC
+46% upside
BAC vs OZK — FAQ
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