SmarterDividends
OZK

Bank OZK (OZK) Dividend

27 yrs growth

Bank OZK · Financial Services · Banks - Regional · quarterly payer

$51.38

Overvalued · -29% Add to Portfolio

As of Nov 5, 2026, Bank OZK (OZK) pays a quarterly dividend of $0.49 per share, or $1.96 a year, a 3.78% yield at its $51.38 share price. It pays every quarter, usually in January, April, July and October. It has raised its dividend 27 years in a row and has a dividend safety grade of A.

Forward Yield

3.78%

Annual Dividend

$1.96

Payout Ratio

30%

5-Yr Growth

10.0%

Ex-Date

Oct 13, 2026

Frequency

Quarterly

Key facts about OZK's dividend

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Bank OZK (OZK) has a forward dividend yield of 3.78%, based on an annual dividend of $1.96 per share and a share price of $51.38.
  • As of Nov 5, 2026, OZK's dividend safety grade from SmarterDividends is A (97 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Bank OZK (OZK) has raised its dividend for 27 consecutive years as of Nov 5, 2026, which makes it a Dividend Aristocrat by the 25-year definition.
  • OZK has never cut its regular dividend in the payment history SmarterDividends has on record.
  • OZK's most recent ex-dividend date was Oct 13, 2026, for a dividend of $0.49 per share.
  • As of Nov 5, 2026, OZK pays out 30% of its trailing 12-month earnings as dividends (its payout ratio).
  • OZK's dividend has grown at an average rate of 10.0% a year over the past five years.
  • As of Nov 5, 2026, OZK's 3.78% yield is 15% above its five-year average yield of 3.29%.
  • As of Nov 5, 2026, SmarterDividends' blended fair-value estimate for OZK is $36.44 per share, 29% below the $51.38 share price, so OZK screens as overvalued.
  • Bank OZK (OZK) pays its dividend quarterly, 4 times a year.
Cite this page

SmarterDividends, "OZK Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 5, 2026, https://smarterdividends.com/stocks/OZK

Is OZK a good dividend stock?

Yes

Bank OZK (OZK) pays a quarterly dividend yielding 3.78% ($1.96/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 27 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (30%)
  • Strong 10.0% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.78%
Payout Ratio
30%
Annual Dividend
$1.96
5-Yr Avg Growth
10.0%
Ex-Dividend Date
Oct 13, 2026
Years of Growth
27
Frequency
quarterly
Beta
0.90
Market Cap
$5.6B
P/E Ratio
8.5
5-Yr Total Return
13%
52-Week Range
$42.37 – $53.39
Dividend Safety
A · 97/100
Ever Cut?
No

OZK dividend changes

Bank OZK (OZK) pays a variable dividend: across the 116 payments on record since 1998, 84 were higher than the one before and 0 lower. The latest change was up 2.1% to $0.490 per share, going ex-dividend on Oct 13, 2026.

Ex-dateChangeOld → newMove
Oct 13, 2026Higher$0.480 → $0.490+2.1%
Jul 13, 2026Higher$0.470 → $0.480+2.1%
Apr 13, 2026Higher$0.460 → $0.470+2.2%
Jan 13, 2026Higher$0.450 → $0.460+2.2%
Oct 14, 2025Higher$0.440 → $0.450+2.3%
Jul 11, 2025Higher$0.430 → $0.440+2.3%
Apr 14, 2025Higher$0.420 → $0.430+2.4%
Jan 14, 2025Higher$0.410 → $0.420+2.4%
Oct 11, 2024Higher$0.400 → $0.410+2.5%
Jul 12, 2024Higher$0.390 → $0.400+2.6%
Apr 11, 2024Higher$0.380 → $0.390+2.6%
Jan 12, 2024Higher$0.370 → $0.380+2.7%
Every OZK payment →Download every raise and cut (CSV)
OZK ex-dividend date & scheduleNext ex-date Oct 13, 2026 · full ex-dividend historyView →OZK dividend historyEvery payment, totals by year, raises and cutsView →OZK dividend calculator100 shares pay $196.00 a year, $49.00 each quarterCalculate →OZK total return calculatorWhat $10,000 became, with dividends reinvested or taken as cashSee →

Frequently Asked Questions

Is OZK a good dividend stock?

Yes. Bank OZK (OZK) pays a quarterly dividend yielding 3.78% ($1.96/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is OZK undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OZK's fair value is about $36.44 versus a $51.38 share price — so it looks overvalued (-29% vs. fair value).

Is OZK's dividend safe?

OZK has a dividend-safety grade of A (97/100), based on its payout coverage, free-cash-flow, 27-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is OZK's fair value?

Our blended fair-value estimate for OZK is about $36.44 per share, about 29% below the current $51.38 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is OZK a buy, hold, or sell?

We don't issue formal ratings, but on the data OZK screens as "yes" and overvalued. Bank OZK (OZK) pays a quarterly dividend yielding 3.78% ($1.96/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will OZK cut its dividend?

OZK earns a dividend-safety grade of A (97/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does OZK pay a dividend?

Yes. Bank OZK pays a quarterly dividend of about $1.96 per share annually, a forward yield of roughly 3.78%.

How much dividend does 100 shares of OZK pay?

At $1.96 per share a year, 100 shares of OZK pay $196.00 a year in dividends before tax, about $49.00 each quarter. Buying them costs about $5,138 at the Nov 5, 2026 price.

What is OZK's dividend yield?

As of Nov 5, 2026, OZK's forward dividend yield is 3.78%, based on a $1.96 annual dividend and a $51.38 share price.

What is OZK's dividend per share?

As of Nov 5, 2026, OZK pays $1.96 per share per year, distributed on a quarterly basis.

What is OZK's dividend payout ratio?

As of Nov 5, 2026, OZK's payout ratio is 30% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has OZK grown its dividend?

As of Nov 5, 2026, OZK has increased its dividend for 27 consecutive years.

When is the next OZK ex-dividend date?

As of Nov 5, 2026, OZK's next ex-dividend date hasn't been announced. The most recent was Oct 13, 2026, for $0.49 per share.

OZK Dividend News

OZK
IncreaseOZK·Oct 18, 2026

Bank OZK Raises Quarterly Dividend 2.1% to $0.49

Bank OZK lifted its quarterly dividend 2.1% to $0.49 a share, extending a 27-year growth run as earnings and capital continue to cover the payout.

OZK
IncreaseOZK·Aug 25, 2026

Bank OZK Raises Quarterly Dividend 2.1% to $0.48

Bank OZK raised its quarterly dividend 2.1% to $0.48, extending a 27-year growth streak as its earnings payout ratio remains 30% amid lower first-half profit.

Income Calculator

At $1.96 / yr per share

Per payment (quarterly)$49.00
Annual$196.00
Monthly avg$16.33
Full OZK dividend calculator →

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