Bank OZK
OZK27 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
3.79%
Annual Dividend
$1.86
Payout Ratio
30%
5-Yr Growth
10.0%
Ex-Date
Jul 13, 2026
Frequency
Quarterly
Summary
As of September 2026, Bank OZK (OZK) yields 3.79% ($1.86 per share annually), with a blended fair-value estimate of $61.07 — +24% upside, so it screens as undervalued. Dividend safety grade: A (97/100). 27 years of dividend growth.
Is OZK a good dividend stock?
YesBank OZK (OZK) pays a quarterly dividend yielding 3.79% ($1.86/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 27 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (30%)
- Strong 10.0% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.79%
- Payout Ratio
- 30%
- Annual Dividend
- $1.86
- 5-Yr Avg Growth
- 10.0%
- Ex-Dividend Date
- Jul 13, 2026
- Years of Growth
- 27
- Frequency
- quarterly
- Beta
- 0.87
- Market Cap
- $5.4B
- P/E Ratio
- 8.1
- 5-Yr Total Return
- 14%
- 52-Week Range
- $42.37 – $53.41
- Dividend Safety
- A · 97/100
- Ever Cut?
- No
Frequently Asked Questions
OZK Price — Last 12 Months
Daily close
Price Return
1 Year
-4%
3 Years
+32%
5 Years
+14%
52-Week Range
$42.37 – $53.41
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OZK worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bank OZK is $61.07 per share, versus a market price of $49.09. That implies 24% of upside — a margin of safety of about 20%.
Fair Value
$61.07
Current Price
$49.09
Upside
+24%
Margin of Safety
20%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model -5.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.7% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $6.06 EPS, $1.86 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OZK Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 13, 2026 | — | $0.4800 | regular |
| Apr 13, 2026 | — | $0.4700 | regular |
| Jan 13, 2026 | — | $0.4600 | regular |
| Oct 14, 2025 | — | $0.4500 | regular |
| Jul 11, 2025 | — | $0.4400 | regular |
| Apr 14, 2025 | — | $0.4300 | regular |
| Jan 14, 2025 | — | $0.4200 | regular |
| Oct 11, 2024 | — | $0.4100 | regular |
| Jul 12, 2024 | — | $0.4000 | regular |
| Apr 11, 2024 | — | $0.3900 | regular |
| Jan 12, 2024 | — | $0.3800 | regular |
| Oct 12, 2023 | — | $0.3700 | regular |
| Jul 13, 2023 | — | $0.3600 | regular |
| Apr 13, 2023 | — | $0.3500 | regular |
Income Calculator
At $1.86 / yr per share
