OZK vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.78%, OZK has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 25% below its share price).
Key facts: OZK vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank OZK (OZK) has the higher forward dividend yield at 3.78%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades OZK's dividend safety A (97/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, OZK has raised its dividend for 27 consecutive years and V for 17.
- As of Nov 5, 2026, OZK pays out 30% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, OZK's fair-value estimate is 29% below its share price and V's fair-value estimate is 25% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "OZK vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ozk-vs-v
| Metric | OZK | V |
|---|---|---|
| Forward yield | 3.78% | 0.71% |
| Annual dividend | $1.96 | $3.12 |
| Payout ratio | 30% | 22% |
| Years of growth | 27 yr | 17 yr |
| 5-yr dividend growth | 10.0% | 14.9% |
| 5-yr total return | 13% | 113% |
| Dividend safety score | 97 (A) | 93 (A) |
| Fair value estimate | $36.44 | $321.86 |
| Upside to fair value | -29% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $5.6B | $804.3B |
| P/E ratio | 8.5 | 34.9 |
Higher yield
OZK
3.78%
Safer dividend
OZK
Grade A
Faster growth
V
14.9%
Better value
V
-25% upside
OZK vs V — FAQ
Is OZK or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). OZK offers the higher yield (3.78%), while OZK has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, OZK or V?
OZK has the higher forward dividend yield at 3.78%, versus 0.71% for V.
Is OZK or V safer?
OZK has the higher dividend-safety score (97/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is OZK or V better value right now?
As of Nov 5, 2026, V looks like the better value: its fair-value estimate is 25% below its share price (overvalued). For OZK, its fair-value estimate is 29% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.